Free Checking

We offer basic, common sense checking that’s totally free for the taking.

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What’s better – free or efficient?

With an Ion Bank checking account, you don’t have to choose!
Open An Account

Checking Account Features

At Ion Bank, “free” really means free! Easily pay your bills, withdraw cash, make deposits and transfer money without fees. You can also take advantage of contactless payments, using Apple Pay® or Samsung Pay® in your digital wallet. Other benefits of our free checking accounts include:

  • No monthly fee
  • No minimum balance
  • Free first order of checks1
  • Free Online Banking & Bill Pay
  • Free Debit MasterCard®
  • Free ATM Transactions2
  • Free Bank-by-Phone Free Direct Deposit
  • Free Unlimited Check Writing

There is no obligation to maintain a minimum balance or restrictions on the number of checks you can write. Additional features include access to our iBanking Suite to:

  • View account history, spending graphs and budgeting tools
  • Transfer funds between accounts
  • Deactivate/reactivate your Debit MasterCard® instantly with iFreeze
  • Mobile Banking

1 Select check styles.
2 Free ATM transactions at Ion Bank ATMs. Ion Bank does not charge when you use your card at another bank’s ATM, however other banks’ fees may apply.

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The links to third party websites are provided solely as a matter of convenience to the visitors of the Ion Bank ("Bank") website. When you use a hyperlink to visit the website of another person or entity, you leave the Bank's website. Your use of hyperlinks to the websites of others is at your own risk.

The content, accuracy, and opinions expressed and other links provided by these resources are not investigated, verified, monitored or endorsed by the Bank. The Bank has no responsibility for products and services offered through another entity's website. The Bank makes no warranties as to the operation or usefulness of other websites. Other website operators may collect information about you and use such information in accordance with their policies and procedures. If you have any questions about another entity's use of your personal information, you should review that entity's privacy policies and/or ask that entity directly. We are not responsible for another entity's use of your information.

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