Business Checking

Does your business account have a greater balance or experience a high volume of transactions?

This more robust account combines the convenience of our other business checking accounts with the opportunity to earn a credit, which may offset fees! Business Checking is our only business checking account that offers a competitive earnings credit1, which is a daily calculation of interest paid on idle funds, used to pay for banking fees. 

business owner and employee at cash register

Gain an earnings credit.

Ideal for higher balances and a large number of daily transactions.
Get Started

Business Checking Features

  • No minimum balance requirement
  • Competitive earnings credit to offset cash management fees
  • Option to add ACH, Wire Origination, Remote Deposit Capture and Positive Pay (eligible for all CM services)
  • Up to 3 free RSA Security Tokens (additional $5.00 per token over the initial 3)

To open a Business Checking Account with a competitive earnings credit, Contact Ion Bank or Get Started Online today.

1An “earnings credit” may offset fees. Earnings credits do not carry over and are re-calculated each month.

Associated Fees

Monthly Service Charge: $12
Checks Paid: $0.15
Deposited Items: $0.12
Deposit Tickets: $0.50
ACH Debits and Credits: $0.15
ATM Transactions: $0.15
POS Transactions: $0.15


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