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Our branch located at 727 Rubber Avenue in Naugatuck will permanently close on March 31, 2022. There are two branch offices in Naugatuck within 4.5 miles that will continue to assist you with all your banking needs providing the friendly personalized service you are accustomed to.

All businesses deserve a checking account that works for them!

ACH allows you to move money between financial institutions without using checks, wire transfers, credit card networks or cash. If your small business has grown to the point where you need to process ACH transactions each month, Business Access Checking is a simple solution for your evolving needs. You also have the option to add Positive Pay for fraud protection!


modern office setting

Monthly ACH Transactions?

Package pricing and convenient services, including ACH and Wire Origination.

Business Access Checking Features

  • First 300 transactions free
  • ACH Credit/Debit Origination (includes 50 originated items)
    • Not eligible for same-day settlement
    • ACH originations cannot exceed $10,000/month
  • Up to 3 free RSA Security Tokens
  • Monthly service charge waived with a daily minimum balance of $25,000 (an aggregated balance of two Business Access accounts maximum)

To open a Business Access Checking Account, Contact Ion Bank or Get Started Online today.


1Two account maximum for Business Access products

Associated Fees

Monthly Service Charge: $15
Positive Pay: $15/month check & ACH, $1.00 per item (checks only)
Online Wire Origination Module: $10/month
Outgoing Domestic: $15
Outgoing International: $25
Transactions over 300: $0.50 per item
ACH Transactions over 50: $0.50 per item

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The links to third party websites are provided solely as a matter of convenience to the visitors of the Ion Bank ("Bank") website. When you use a hyperlink to visit the website of another person or entity, you leave the Bank's website. Your use of hyperlinks to the websites of others is at your own risk.

The content, accuracy, and opinions expressed and other links provided by these resources are not investigated, verified, monitored or endorsed by the Bank. The Bank has no responsibility for products and services offered through another entity's website. The Bank makes no warranties as to the operation or usefulness of other websites. Other website operators may collect information about you and use such information in accordance with their policies and procedures. If you have any questions about another entity's use of your personal information, you should review that entity's privacy policies and/or ask that entity directly. We are not responsible for another entity's use of your information.

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